Advanced Real Estate Calculator

Choose PDF Style

📄
Professional
Clean, plain layout for lenders
🎨
Colorful
Matches the website aesthetic
Share preview
0
Deal Score
$0—
Monthly Cash Flow · per month
1% Rule50% Rule

📊 Key Metrics

Net Operating Income iAnnual rental income minus all operating expenses (taxes, insurance, HOA, maintenance, CapEx, management, vacancy). Does not include mortgage payments.
$0
$0/mo
Cap Rate iNOI ÷ Purchase Price. Measures the property's return independent of financing. Higher is better — 6%+ is generally considered good.
0.0%
NOI / Purchase Price
Cash on Cash iAnnual cashflow ÷ total cash invested (down payment + closing costs + rehab). Measures your return on the actual cash you put in. 8%+ is a common target.
0.0%
0.0% Total ROI
Monthly Cashflow iMonthly rent minus all monthly expenses (mortgage, taxes, insurance, HOA, maintenance, CapEx, management, vacancy). This is your net profit each month.
$0
0.0% Cap Rate
Yearly Cashflow iMonthly cashflow × 12. Your total annual net profit after all expenses and mortgage payments are covered.
$0
DSCR Ratio iNOI ÷ Annual Debt Service. Measures ability to cover mortgage payments. 1.25+ is preferred by most lenders. Below 1.0 means the property doesn't cover its debt.
0.00
Enter an address to enable Street View.
Zillow ↗Street View ↗

🏦Financing

Down Payment
%
$24,000
%
30 years

📈Projection & Exit

Toggle on to model appreciation, growth, and your exit.

🔁Refinance

Toggle on to see your loan balance, refi cash-out, and what's left in the deal.

🏠Purchase

$
Closing
$
Rehab Costs
$

💵Income

Monthly Rental Income
$
$18,000/yr
$
laundry, pet rent, storage…

🧾Operating Expenses

$
$
$1,200/yr
$
$1,200/yr
$
%
%
%

📅 Monthly Breakdown

Monthly Rent$1,500
Principal & Interest (PITI: $794)-$594
Taxes-$100
Insurance-$100
HOA$0
Maintenance-$175
Capital Expenditure-$150
Property Management-$120
Vacancy-$120
Total Monthly Expenses$1,359
Monthly Cash Flow$0

📈 Cash & Returns

Total Cash Invested$0
Annual Cash Flow$0
Equity Gain (Yr 1)$0
Appreciation (Yr 1)$0
Economic Return (Yr 1)0%
cash flow + paydown + appreciation ÷ cash in · hold only — no sale, excl. tax
Cash-on-Cash Return0%
Cap Rate0%
Break-even Rent$0

💰 Purchase Costs

Purchase Price$120,000
Down Payment$24,000
Closing/Loan Costs$5,500
Rehab$0
Total Entry Costs$29,500

📝 Deal Notes